Understanding your credit and how to improve your score

THURSDAY, APRIL 4th | 6 PM – 7:30 PM
5015 Shoreham Place #100, San Diego, CA 92122

Join us for Gaylord-Hansen’s Women’s Financial Fitness – a FREE series that empowers women by helping them achieve financial stability and homeownership.

This is a new eight-part series features guest speakers and women experts from different industries who will cover budgeting, credit, the home buying process, interest rates, home organization, and even goal setting.

Our first session covers credit and features guest speaker Karen Zullo, CEO of Insight Financial Group!

Presented by Julie Ozanich | Mortgage Expert, NMLS #479603
Gaylord-Hansen Team at loanDepot

I created this workshop to combine my passion for empowering women with my financial background and resources to provide education for women to find stable financial ground and then taking a step up, a step towards financial confidence and financial success.

This workshop is for ANY woman wanting to take control and learn more. We take so much time taking care of others around us, but it’s time to think of your future as well.

If you’re a student, entrepreneur, friend, mom, wife, girlfriend, daughter, or a professional, this workshop is for you. If you are just starting to make plans for your life or been through a recent life change… this workshop is for you.

Please be sure to register, as space is limited. Bring a friend, and sign up today!

Understanding your credit and how to improve your score

The first session covers CREDIT and features guest speaker Karen Zullo, CEO of Insight Financial Group.
We’ll be discussing:

What has the biggest influence on your credit score?
Effective ways to increase your score
When does contacting a credit repair company make sense?
Why do credit scores differ for home loans vs auto loans or credit cards?
What credit score is needed for a home loan?
The impact your score has on obtaining a low-interest rate


6:00 PM – Check-In & Refreshments
6:30 PM – Session 1: Credit
7:30 PM – Optional Mix & Mingle

While we love your kids as much as you do, this hour is made for YOU and is reserved for 16 and up only.

Note: We are a mortgage team, not credit professionals, but are bringing in a credit expert to discuss the points above.
We collaborate and combine professional experience from the financial industry to bring you the best possible information available.


Karen Zullo is founder and CEO of Insight Financial Group Inc. DBA Insight Credit Group. She has been assisting clients in the credit repair, debt settlement, and business funding industries since 1999. She is a dynamic leader, sales trainer, speaker, and motivational coach. Her passion is sharing her vision and knowledge while empowering others to believe in themselves and take their lives to the next level.

Contact Karen:

(619) 318-9866 C
(800) 679-7172 O
[email protected]


APRIL 4: Credit – Understanding your credit and how to improve your score

MAY 2: Budget Saving – Rebuilding your budget to maximize savings

JUNE 6: Homebuying Process – Tools to help you plan for a home purchase

JULY 11: Tax Planning – New tax laws and the benefits of owning real estate

AUGUST 1: Interest Rates 101 – Knowing the basics and cost-saving strategies

SEPTEMBER 5: Making Money from Homeownership – Leveraging real estate

OCTOBER 3: Home Organization – Creating a stress-free home environment

NOVEMBER 7: Goal Setting – Designing actionable steps to reach your goals



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San Diego, Oceanside, Vista, Carlsbad, Encinitas, Temecula, Escondido, Chula Vista, El Cajon, Las Vegas, Henderson, Phoenix, Summerlin, and surrounding areas., LLC. 26642 Towne Centre Drive. Foothill Ranch, CA 92610. NMLS #174457 ( (888) 337-6888. Copyright © 2018. All Rights Reserved. Equal Housing Opportunity., LLC and the above-mentioned companies are not affiliated. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. Other restrictions and limitations apply. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4131040. Licensed by the Department of Business Oversight under California Finance Lender Law No. 603K703. Licensed by the NV Department of Business and Industry Division of Mortgage Lending, Mortgage Banker 4042. Mortgage Banker/Broker with the Arizona Department of Financial Institutions #0911092. Gaylord-Hansen Mortgage Team. Bill Gaylord, NMLS #680603. Sam Hansen, NMLS #632837. (858) 259-8700. For more licensing, please visit     Privacy Policy   |   Licensing   |   Terms of Use   |   NMLS Consumer Access