Meet the team

Meet our team of specialists, hired in key areas that work synergistically with each other

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Our Process

Learn about our process and how we ensure a world-class experience every time

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See how we stay involved in the community through education and our non-profit organization

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Apply Now

If you are ready to purchase or refinance, apply now to start your home financing journey

Apply Now


When you committed to serving in our armed forces, you committed to protecting the American dream. We want to thank you for our service, and can’t think of a better way than by helping you attain that dream yourself. With VA loans in San Diego, Las Vegas, Arizona, and the surrounding areas, we can help you become a homeowner with little to no money down.

Yes, you read that right. Through our VA loan programs, we can help you move into your dream home with a $0 down payment. But we don’t stop there! VA loans also help you save money by avoiding private mortgage insurance. If you finance your home through the FHA, you’ll have to pay this insurance each month to guarantee the loan for your lender. We can help you find the right VA loan to avoid this monthly expense.

If you want more information about VA loans, we’re here. Our team of VA financing experts can answer all of your questions and guide you to the right financing for your specific situation. You’ve served our nation bravely, and we want to show our gratitude by serving you a world-class experience. Welcome to the American Dream.

What Our Clients Say

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Gaylord Hansen Shoe Foundation


#1 Origination Team Nationally 2014, 2015, 2016 & 2017*
Chairman’s Elite 2018
$1.29 Billion Loan Volume Closed Since 2015
Served 2,850 Families Since 2015
American Dream Power Player
SDAR Certified Teachers
National Podcast – Regular Mortgage Coach Contributors
Over 5,267 New Converse Shoes Donated to Local School Kids
*While at Caliber Home Loans


San Diego, Oceanside, Vista, Carlsbad, Encinitas, Temecula, Escondido, Chula Vista, El Cajon, Las Vegas, Henderson, Phoenix, Summerlin, and surrounding areas.

loanDepot.com, LLC. 26642 Towne Centre Drive. Foothill Ranch, CA 92610. NMLS #174457 (http://www.nmlsconsumeraccess.org/). (888) 337-6888. Copyright © 2020. All Rights Reserved. Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA Eligibility. Other restrictions and limitations apply. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4131040. Licensed by the Department of Business Oversight under California Finance Lender Law No. 603K703. Licensed by the NV Department of Business and Industry Division of Mortgage Lending, Mortgage Banker 4042. Mortgage Banker/Broker with the Arizona Department of Financial Institutions #0911092. Gaylord-Hansen Mortgage Team. (858) 259-8700. Bill Gaylord, NMLS #680603. Sam Hansen, NMLS #632837. Carmel Valley Branch, NMLS #1109782. 5015 Shoreham Place, Suite 100, San Diego, CA 92122. Las Vegas Branch, NMLS #1592834. 9516 W. Flamingo Drive, Suite 310, Las Vegas, NV 89147. Mesa Branch, NMLS #1792158. 2919 S. Ellsworth Road, Suite 133, Mesa, AZ 85212. For more licensing, please visit www.loandepot.com/licensing.     Privacy Policy   |   Licensing   |   Terms of Use   |   NMLS Consumer Access