About the event
Women's Financial Fitness is a FREE series designed by women for women at any stage of life. Each session focuses on a different topic, and our goal is to empower women by helping them achieve financial stability and homeownership. These events feature guest speakers and women experts from different industries covering budgeting, credit, investing, the homebuying process, home organization, goal setting, and more!
About this episode
What to expect
Join us ONLINE for "Estate Planning*: How to use an estate plan to protect the ones you love."
Our guest speakers this session are Kristina R. Hess, Esq. - the Managing Attorney at KR Hess Law, PC - and Monica Szakos Cramer, CFF - the President of Asset Preservation Strategies, Inc.!
We'll be covering:
- When is a trust a good idea?
- What does a trust actually do?
- Is a trust expensive?
- When does life insurance make sense?
- Real life examples of the impact a trust has had for families
About the podcast
Gaylord-Hansen's "Nobody Wants a Mortgage" podcast airs live on YouTube.
We answer all of your questions around buying a home, comparing mortgage options, refinancing, the benefits of VA home loans, financing for investors, and much more.
If you’re not quite ready to buy a home but you still want to learn more, we can even answer questions about building credit and taking the right steps to get approved for a home you’ll love.
Subscribe on YouTube to get alerts when we go live!
Hosted by
Monica Szakos Cramer
President
|
Asset Preservation Strategies
Monica Szakos Cramer joined the Asset Preservation Strategies, Inc. team in 2011 and specializes in financial planning and empowerment through education. She holds a Bachelor of Business Administration degree with a Real Estate emphasis and a minor in Accountancy. Her expertise revolves around technical and fundamental investment analysis. This allows her to take the emotion out of investing and focus on managing through market volatility. Monica is actively involved with the Asset Preservation Strategies, Inc. Advisory Board and leads the firm’s Investment Policy Committee. She believes that an effective client-financial adviser relationship is a partnership and requires open and honest communication on both sides.Monica is passionate about helping clients achieve freedom from worrying about money and investments. She completed the Advanced Wealth Strategist Planner Program and is endowed as a full Fellow of the Southern California Institute. She is currently pursuing her CFP® certification.
CA Insurance License # 0I76089
About our guest speaker
About our guest speakers
Kristina R. Hess, Esq.
Managing Attorney
|
KR Hess Law, PC
Kristina R. Hess is the founding attorney of KR Hess Law, PC in San Diego. Ms. Hess is a Berkeley Law Graduate and worked at premier international firms prior to opening her own Firm in 2009.
As an experienced attorney with over 20 years of experience, Ms. Hess is known as the lawyer other lawyers hire for their estate planning – the highest compliment in the legal profession. She was also voted the best trust attorney for the San Diego North Coast in San Diego, 2015, 2017, 2019.
Ms. Hess is also the co-author of Amazon.com best seller, More Than Money: How to Leave a Lasting Legacy to Your Family.
Ms. Hess’ training and experience make her uniquely qualified to handle the most complex estate planning issues including:
- Wills, living trusts, and estates
- Irrevocable trusts
- Asset protection
- Probate and trust administration
- Charitable trusts and legacy planning
Ms. Hess graduated from the University of California, Berkeley (Boalt Hall) School of Law and earned a master's degree from the University of New Mexico, and a bachelor’s degree from the University of California, Santa Barbara.
She is a member of the California State Bar, New York Bar, and a member of Wealth Counsel (the nation’s largest estate planning organization).
Ms. Hess is a creative and strategic thinker who is passionate about assisting you to create the best estate plan possible. Her mission is to equip you with the legal tools to empower your family for generations, save taxes, and create a lasting legacy.
Growing up in San Diego County, Ms. Hess enjoys a full life with her husband, three sons and bonus kids and enjoys playing soccer, practicing yoga, cycle classes, watching her sons play football/sports, skiing, worship and of course the beautiful ocean. Kristina has volunteered as an advisory board member for the Boys & Girls Club Montessori School, raised funds for her local church, and has coached youth soccer.
Monica Szakos Cramer
President
|
Asset Preservation Strategies
Monica Szakos Cramer joined the Asset Preservation Strategies, Inc. team in 2011 and specializes in financial planning and empowerment through education. She holds a Bachelor of Business Administration degree with a Real Estate emphasis and a minor in Accountancy. Her expertise revolves around technical and fundamental investment analysis. This allows her to take the emotion out of investing and focus on managing through market volatility. Monica is actively involved with the Asset Preservation Strategies, Inc. Advisory Board and leads the firm’s Investment Policy Committee. She believes that an effective client-financial adviser relationship is a partnership and requires open and honest communication on both sides.Monica is passionate about helping clients achieve freedom from worrying about money and investments. She completed the Advanced Wealth Strategist Planner Program and is endowed as a full Fellow of the Southern California Institute. She is currently pursuing her CFP® certification.
CA Insurance License # 0I76089
Note: This session will be held in an online meeting room, where you can join via video chat, computer, or phone. We'll send you the session login information when you register for the event.
*loanDepot.com, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, tax professional, or on these ‘tips’ and any information or opinions expressed at this event.
This event is for informational purposes only and should not be relied on for advice. The information discussed at this event reflects the viewpoint of the presenter(s). Individuals should consult their own financial representatives before engaging in any transaction.
loanDepot, its subsidiaries, and affiliates have not been authorized, sponsored, or otherwise approved by the above-mentioned companies.
