Free Guide
How to Know When It Makes Sense to Refinance

Click below and answer a few questions to get your downloadable guide!

Get Started

About the Guide

Is Refinancing Right for You?

We’ll break down the math so you can make a clear decision on refinancing based on your personal situation and financial goals.

Get Started

By refinancing the existing loan, the total finance charges may be higher over the life of the loan. This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Other limitations apply. Rates, terms and availability of programs are subject to change without notice.

Did You Know?

I'm buying my first home image

The numbers don’t lie! Make sure you're educated on the numbers.

Explore your options as a first-time homebuyer and how to get started.

I'm buying my first home image

Your refinance should take no more than 30 days. Big banks often can't meet that deadline.

Compare options and find the best solution for your financial goals.

I'm buying my first home image

Our team tracks market activity all day and can advise you on when to get the best rates.

Find out what kind of home you can get with your BAH or retirement pay.

We'll Do the Math

Lower Your Monthly Payment

Refinancing is one of the simplest ways to lower your monthly mortgage payment once you’ve built up some equity in your home.

Get Started

Make Your Investment Work for You!

Pull Equity Out of Your Home

Want to fund a renovation or pay off high-interest debt? You can use equity in your home through a cash-out refinance.

Get Started

Be Strategic

Pay off Your Mortgage Sooner

Do you want to go from a 30-year mortgage to a 15-year mortgage (or the other way around)? Refinancing allows you to do this while also decreasing your interest rate.

Get Started

What people are saying about us

“I want express how much we not only appreciate Amanda, but speak so highly of her and the sacrifices she makes at her job to support our family and the well being of others. She is responsible, caring, and makes her customers feel valued and a priority! Thank you, Amanda, for all you have done to help us in our purchases and refis. These are integral parts of our investments that make a difference in the plans of our future. We are grateful for you!”

Linnea M.

Read 100+ More Reviews on Google

What people are saying about us

“From the first communication through closing, Bill was an absolute pleasure to work with. The process of securing a mortgage with the Gaylord-Hansen team was seamless and smooth. Bill is extremely responsive, knowledgeable, and accessible. He provided resources to help me become a more informed homebuyer, and I really appreciated that. If I purchase another property in the Las Vegas area, Bill and Gaylord-Hansen team will be my go-to lender. I couldn't have asked for a better lender experience. Thanks Bill!”

Tammy K.

Read 100+ More Reviews on Google

What people are saying about us

“The Gaylord-Hansen Team was amazing to work with. Professionalism, transparency, and an extreme sense of urgency to do what needs to get done on time. They also have a great portal to upload all necessary documentation to help maintain data security. If I had more stars I would score the company higher. They helped us purchase a dream second home, and we couldn't be happier. I've worked with many other lenders in past, and these people are by far the best! I won't think twice before working with them again.”

Imtiaz H.

Read 100+ More Reviews on Google

What people are saying about us

“My mortgage was not the normal garden variety. The Gaylord-Hansen team did an amazing job. The process was fast, clean and easy. Immediate response to any question/concerns. I could not be happier in their performance. Thanx everyone”

Gary A.

Read 30+ More Reviews on Facebook

What people are saying about us

“Working with the Gaylord-Hansen Mortgage Team is a dream. The process is very easy and very well-explained. The follow-up is prompt and polite. It seems that the process is over before you know it. I HIGHLY RECOMMEND Gaylord-Hansen Team!!!”

Robert M.

Read 100+ More Reviews on Google

What people are saying about us

“From the beginning to the end of our escrow, everyone on the Gaylord-Hansen Mortgage Team was absolutely amazing! In our previous home purchase, we had a horrible experience with our lender and were very apprehensive going forward. But everyone we worked with (especially Amanda & Asia) was professional, helpful, and always available! We felt supported every step of the way and everyone was just so kind and easy to work with! I would HIGHLY recommend this team to anyone going forward!!! We couldn't be more happy with the Gaylord-Hansen Mortgage Team!”

Kelli M.

Read 60+ More Reviews on Yelp

What people are saying about us

“The Gaylord-Hansen Mortgage Team is absolutely fantastic! I would highly recommend them for both a new purchase and a refinance, I have done both with them. They are extremely attentive and kept me updated every step of the way, whether is was from cool video emails to responding to my evening questions. They got me a fantastic rate and made the process very painless, both times!”

Tyler M.

Read 60+ More Reviews on Yelp

What people are saying about us

“I worked with this mortgage company to get a loan done quickly. I was closing on a foreclosure from a reverse mortgage. They got things done on time, they communicated perfectly through the process, they took away stress and worry for me. A+ highly recommend using them to make a stressful time/buying a home easier.”

Justin G.

Read 100+ More Reviews on Google

What people are saying about us

“My mortgage was not the normal garden variety. The Gaylord-Hansen team did an amazing job. The process was fast, clean and easy. Immediate response to any question/concerns. I could not be happier in their performance. Thanks everyone.”

Gary A.

Facebook iconRead 30+ More Reviews on Facebook
Scroll to the left
Scroll to the right

Don't Wait!

Download Your
Refinance Guide Now

Get Started

10,507

Families Helped

#1

"Best of North Coast"
2019-2023

16

Years as a Team

In-House

Operations

5-Star

Reviews