Video
August 14, 2024
Airs live on YouTube
August 14, 2024
Beat the Refi Wave & Lock in Savings!
Market Update
Coming Soon
Follow us on YouTube to watch live!
Mortgage rates are finally starting to decrease as inflation eases and the labor market softens. The window of opportunity is opening, and you want to be at the front of the line when it does! Rates have already dropped by about 1% from their peak, and they could go even lower.
Whether you’re aiming to lower your interest rate, reduce your payment, consolidate debt, or fund home improvements or tuition, the key is to act now and beat the refi wave before everyone else jumps in.
Being first through the turnstile can save you big—locking in a lower rate early means you'll pay less interest over time, especially if you secure a shorter term. Plus, you’ll avoid the rush when everyone else is scrambling to refinance!
Here’s how to stay ahead:
- Apply for a refinance mortgage NOW.
- Get pre-approved.
- Be ready to lock in as soon as your target rate hits.
Why hurry? Being proactive not only saves you money but ensures you’re ahead of the crowd. With September expected to bring crucial rate cuts, preparation is your best strategy.
Important: As the refi wave builds, you might see a flood of offers. If you come across an offer that seems too good to be true, feel free to contact our team, and we’ll run the numbers for you. We’re here to make sure you make the best decision.
Get ahead of the rush—be proactive, be prepared, and be the first to benefit from falling rates!
Contact our team today to make your refi plan! We’re here to guide you through every step of the process.
Featuring:
The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.
Estimated Mortgage Payment is for exemplary purposes only. Contact a licensed loan officer for exact numbers and APR. Additional rates and terms may apply and are subject to change without notice. Loan scenario assumes a purchase price of Zillow's list price and a 10% down payment. Points and fees not included. Property tax, homeowners insurance, mortgage insurance, and HOA fees are approximate and may vary. Other fees may apply. Product displayed is a conventional 30-year fixed rate mortgage using the current average rate as shown on Mortgage News Daily (mortgagenewsdaily.com).
Estimated Qualifying Income assumes a homebuyer has a FICO score above 740, no other credit debt, and a debt-to-income (DTI) ratio of 43%.
For exact numbers and APR or to run a loan scenario based on your own credit and income, contact our office at (858) 259-8700.
Rate Source: Mortgage News Daily. Rates displayed are approximate, subject to change, and do not necessarily reflect rates available to you. MND’s methods involve an objective component based on lenders' raw prices as well as a subjective impression from their network of originators. For more information about how these rates are calculated, visit www.mortgagenewsdaily.com/mortgage-rates/about.
Mortgage News Daily (MND) is a trademark of Brown House Media, Inc. Zillow is a trademark of Zillow, Inc. CrossCountry Mortgage has not been authorized, sponsored, or otherwise approved by Brown House Media, Inc. or Zillow, Inc.
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan.
